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What is a Cash Advance, Payday Loan?

Money in your hands right awayA payday advance provides you with an unsecured, short-term cash advance until your payday. Customers choose payday advances to cover small, unexpected expenses while avoiding costly bounced-check fees and late payment penalties. With you can apply for a payday loan online and have your advance electronically deposited to your checking or savings account. If you need an emergency cash loan, and your next paycheck is just too far off, then consider getting help in the form of a payday loan online. You may have seen a local store in your area that offers payday loans, but there's no need to make the trip and wait in line at a check cashing store. Now you can get fast cash advances online using your computer! The transaction is discreet, simple, and quick. You simply fill out an online application, wait for fast approval, and the money you need is electronically deposited into your checking account, usually within 24 hours! Then, on your next payday, the money you owe is simply withdrawn from your account. Everyone gets into a financial bind now and then, but online cash advances can be a big help. With an instant payday loan, you may be able to avoid high late fees or NSF fees on bounced checks.

Do I need collateral to get a payday advance?
No. Your job and your paycheck are your collateral.

Can I get a payday advance if I have bad credit?
Yes, you can. does not  check credit.

Can I get a payday advance even if I've declared bankruptcy?
Yes, you can.

Can I get a payday advance if my income is solely from Social Security or a Pension?
No, we are sorry, but we can not make a loan against retirement income.

Is there an application fee?
No, you will never be charged an application fee.

What are the minimum requirements for approval?
• Currently have a job (or receive regular income)
• Are 18 years of age or older
• Have checking account or savings account

What if I have poor credit?
No problem! Unlike many other financial institutions, we do not check your credit. Quick cash advance online

How soon can I receive my cash advance?
Within 24 hours

What documents do you require for me to fax in
Absolutely nothing! Our loans are paperless, and usually require no faxing.

How do I know if I am approved?
We will contact you by phone or via e-mail within one hour about the status of your application during normal business hours 7am-7pm. For applications submitted after hours we will contact you first thing the next business morning

How do I determine my due date?
All loans are due on your next payday. The maximum advance term is 30 days.






Frugal Living Is Fun

Payday loans can greatly help you manage your cash. Spending your money carefully and frugally doesn't always mean giving up life's pleasures. You could stash your savings to splurge on a vacation, for more weekend getaways, or to buy a boat. Remember, stretching your budget is smart. It's savvy. It is an attitude. Embrace it and start planning that trip to Tahoe.

The new frugal you:
Cut home energy costs
Use these 17 money-saving tips to manage your energy expenses.
11 ways to cut your phone expenses
Cut out those extra phone services and save on fees.
Trim the fat from your grocery list and the bill
There are at least 32 ways to save on groceries.
Homemade meals cost a whole lot less
Try one or all 14 of these dining tips and save whether eating in or out.
Check your spending and stretch your paycheck
Give yourself a raise by hanging on to more of what you get.
22 ways to build an emergency fund
Start stashing some cash for a vacation fund, too.

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